Professional headshot of Amber Scott

Meet Amber Scott, MBA, BSW

Founder, Tat Mom Financial

Financial Advocate for MeridianLight

Amber has a background of an over two decade career managing social service programs, primarily for government agencies, as well as a background in small business ownership. As a Mom of six working in social services, she understands first-hand the struggles of trying to live and raise a family on a small income while also trying to prioritize retirement planning and financial protections for both the present and for the future. She has lived experience in having believed that leaving a financial legacy to her children would be unattainable for her, yet she also has lived experience in knowing financial legacies can be created by individuals far from higher socioeconomic statuses and how to pursue it.

Today, she works with MeridianLight LLC and helps families and public employees plan for retirement, protect their financial future and build generational wealth. Her focus is simple. She listens first, ensures her understanding of a client's wants/needs, explains options in plain language, and helps individuals make decisions that feel right for them and their family. There is no pressure. Amber's goal is to educate and help clients understand their options and connect them to the appropriate services when they are ready.

As a Financial Advocate for retirement, financial protections and building generational wealth, Amber works with federal and state employees, teachers and educators, professors, and government workers who want a clear roadmap for their future. Many of Amber’s clients are referred to her personally. Whether you are just getting started or nearing retirement, you’ll receive one-on-one support and clear answers to your questions about pensions, savings, and protection. Contact her to connect or book a call so she can help you with your wants and needs.

Who I Help

Amber works with individuals, couples, and families who want to feel more prepared for the future. Many clients are within 5–15 years of retirement and are asking questions like:

  • Will my pension and savings be enough for the retirement I want?
  • How do I turn my retirement savings into steady income?
  • What kind of life insurance or protection does my family really need?
  • How do my pension, Social Security, and personal savings work together?

Amber also has experience working with public employees, including teachers, first responders, and government workers who have unique pension benefits and timelines. The focus is always on giving you clear guidance so you can understand your choices and feel more confident about your plans.

My Approach

Planning for retirement and protecting your family should not feel overwhelming. Amber follows a simple, conversation-first approach:

  • Listen first – Understand your goals, questions, and concerns before making any recommendations.
  • Explain clearly – Walk through your options in plain language, without pressure or confusing terms.
  • Plan together – Help you see how pensions, savings, insurance, and income strategies can work together.
  • Support over time – Adjust your plan as life changes, from early planning to life in retirement.

You stay in control of every decision. Amber is here to offer guidance, answer questions, and help you choose what feels right for you and your family—without pressure or unrealistic promises.

Why Clients Work With Me

Choosing someone to help with your retirement and protection planning is an important decision. Clients choose to work with Amber because of:

  • Trust – Honest conversations, realistic guidance, and clear explanations.
  • Personalized guidance – Plans tailored around your goals, family, and comfort level.
  • Long-term relationships – Support that continues before and during retirement, not just a one-time meeting.
  • Steady communication – A safe place to ask questions and review your plan as life changes.

With MeridianLight behind the process, you benefit from both personal attention and the resources of a professional financial organization, while still working directly with someone who knows your story and cares about your peace of mind.

Ready to Talk About Your Retirement?

Whether you are just starting to plan or are getting closer to retirement, a conversation with Amber Scott can help you see your options more clearly and feel more confident about your next steps.

You are always welcome to reach out with questions, big or small.

Phone: (623) 263-4553
Email: amber@tatmomfinancial-meridianlight.com

Insurance and annuity products are offered through properly licensed insurance professionals. Product availability may vary by state and carrier. Guarantees are based on the financial strength and claims-paying ability of the issuing insurance company. Amber Scott is an independent insurance professional and is not affiliated with or endorsed by any government agency.

Copyright 2026. Tat Mom Financial LLC, DBA Tat Mom Financial. MeridianLight LLC. All Rights Reserved.